How to confirm refunds on debit card
Debit Card refunds will show on your account in the same way that the original payment was taken such as:
- POSC01JAN Shop
- POS01JAN Restaurant
The transaction will appear on your account as a credit rather than a debit for the original transaction.
- The refund will appear on using the Bank of Ireland app or 365 online.
- The refund will appear on your paper statement or eStatement.
- Under new Visa regulations, in some cases a merchant may process a refund almost immediately. This transaction may appear as a credit on your account quicker than the current three to five days.
A refund is not showing on my account
If a retailer has confirmed you will receive a refund and it is within 5 days of the transaction taking place, you may not see a refund appear on your account as above. The retailer may choose instead to not complete the original transaction.
The transaction which was in progress will not move into your Completed Transactions.
- The original transaction will disappear from the Bank of Ireland app or 365 online.
- The original transaction will not appear on your paper statement or eStatements.
Did this answer your question?
Your answer helps us improve our Support Centre
Thank you for your feedback!
Related Articles
- Online payments (for more than one item) to merchants who send good or services in multiple shipments
- Using your cards for subscriptions
- Why do I see transactions repeating on my card?
- Why is the bank asking me for authentication (SCA) when storing my Visa Debit card details on merchant websites?
- I have an Australian Dollar Cheque, can I lodge this to my Bank of Ireland Account and how long will this take to clear?
BIC/IBAN Number
Calculate your BIC/IBAN Number or find out where to find it on 365
Security Zone
We're committed to keeping your information secure
Branch Locator
Find out contact details, opening hours and more
Bank of Ireland Group plc is a public limited company incorporated in Ireland, with its registered office at 2 College Green, Dublin, D02 VR66 and registered number 593672. Bank of Ireland Group plc, whose shares are listed on the main markets of the Irish Stock Exchange plc and the London Stock Exchange plc, is the holding company of Bank of Ireland.
Bank of Ireland is regulated by the Central Bank of Ireland. In the UK, Bank of Ireland is regulated by the Central Bank of Ireland and authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.
- About the group
- About
- Press Room
- Careers
- Market News & Analysis
- Corporate Governance
- Responsible Business
- Investor Relations
- Working with Suppliers
- Customer Commitments
- Our Products
- Branch Application Centre
- Mortgages
- Credit Cards
- Personal Loans
- Business Loans
- Home Insurance
- Switch Bank Account
- Register for 365 online
- Bank of Ireland Sites
- Private
- New Ireland Assurance
- BOI Mortgages UK
- Northridge Finance
- ThinkBusiness.ie
- BOI (IOM) Limited
- Site Links
- Cookies
- Privacy
- Site Map
- Legal
- Company Registration Details
- Security / Fraud
- Accessibility
- Developer Hub